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Recent News

Introduction of the RefiNow Option
Fannie Mae released Lender Letter 2021-10, Introduction of the RefiNow Option, communicating to its single-family sellers information about this new refinance option.

Fannie Mae Announces Replacement for COFI Index
Fannie Mae today announced that it anticipates Freddie Mac will administer a new index as the replacement index for COFI.

Fannie Mae Updates Temporary Appraisal Policies in Response to COVID-19 Emergency
Fannie Mae updated its Lender Letter (LL-2021-04) Impact of COVID-19 on Appraisals, communicating to its single-family sellers that the effective date of this lender letter is extended to May 31, 2021.

Fannie Mae Communicates Changes to Loan Eligibility
Fannie Mae released Lender Letter (LL-2021-09), Introduction of Changes to Loan Eligibility Due to the Preferred Stock Purchase Agreement and Qualified Mortgage Rule, to its single-family sellers.

Commentaries

Dynamic Risk Management Enables Flexible Response
Fannie Mae's commitment to improving its risk management capabilities enabled our rapid deployment of prudent risk flexibilities to support the originations market as the pandemic and its impact unfolded.

Fannie Mae Benchmark CPR™ Commentary – April 2021
The March 30-year Benchmark CPR3 for the Fannie Mae cohort decreased 2.6% to 30.4 CPR. On the other hand, the 15-Year Benchmark CPR3 for the Fannie Mae cohort increased 3.2% to 25.8 CPR.

Celebrating 30 years of the Fannie Mae DUS Program
Thirty years ago in 1988, Fannie Mae began purchasing multifamily loans through its DUS program and holding these loans in portfolio. In August 1994, the company began securitizing DUS loans and created DUS Mortgage-Backed Securities (DUS MBS). DUS MBS offer Fannie Mae’s guaranty of timely payment of principal and interest, lower spread volatility relative to many comparable products, liquidity enhanced by the large number of dealers engaged in market making, stable cash flows that are easy to model, and superior call protection.

_{Fannie Mae has been under Federal Housing Finance Agency conservatorship since Sept. 6, 2008.}

_{We also have entered into a senior preferred stock purchase agreement with the U.S. Department of the Treasury pursuant to which Treasury has committed to provide funding to us under specified circumstances.}

_{More information regarding the conservatorship and our agreement with Treasury is provided in our most recent Form 10-K, and may be supplemented by information in any subsequent Form 10-Qs, which are available under "SEC Filings."}