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Recent News

December 5, 2024

Fannie Mae Announces Temporary HomeReady Credit Extension
Fannie Mae published an update to Lender Letter LL-2024-01, HomeReady Product Enhancement, extending the $2,500 loan-level price adjustment credit for very low-income purchase first-time homebuyers for an additional year.


November 26, 2024

Federal Housing Finance Agency (FHFA) Announces Conforming Loan Limit Values for 2025
The new limits are effective for whole loans delivered, and mortgage loans delivered into MBS with pool issue dates on or after January 1, 2025.


November 22, 2024

Fannie Mae Updates Multifamily Master MBS Trust Agreements Effective December 1, 2024
Fannie Mae has revised and amended its outstanding Multifamily MBS Master Trust Agreements and Indentures, which will take effect on December 1, 2024.


November 20, 2024

Fannie Mae Announces Desktop Underwriter Version 12.0
Enhancements reflect Fannie Mae's ongoing commitment to managing mortgage credit risk and being a reliable source of mortgage financing for the U.S. housing system.


November 19, 2024

Fannie Mae Announces 2025 Benchmark Securities Issuance Calendar
The 2025 Benchmark Securities Calendar identifies at least one calendar day per month for a Fannie Mae Benchmark Notes® announcement.

Commentaries & Publications

Mission Index Focuses Help Where It's Needed
Fannie Mae's and Freddie Mac's Mission Index disclosures provide insights into mission-oriented lending activities underlying our Single-Family mortgage-backed securities (MBS) — helping meet specific portfolio needs and informing investment strategy.


Mission in Focus
While supporting mortgage lenders and investors, we are also focused on addressing housing challenges that consumers face – including those that disproportionately burden lower- and moderate-income borrowers and renters.


Fannie Mae Publishes Working Paper on Low Balance Lending Economics
Fannie Mae's Economics and Strategic Research and Single-Family Capital Markets teams published a working paper introducing a new methodology that estimates and decomposes lender revenue for Fannie Mae guaranteed loans.


A Look Back: 10 Years of Credit Risk Transfer
Thanks to the dedication and support from our investor, reinsurer, and broker-dealer partners, together we've built a broad and liquid market for U.S. mortgage credit.


Celebrating Over 30 years of the Fannie Mae DUS Program
Nearly 35 years ago, in 1988, Fannie Mae began purchasing multifamily loans through its DUS program and holding these loans in portfolio. In August 1994, the company began securitizing DUS loans and created DUS MBS. Alongside Fannie Mae’s guaranty of timely payment of principal and interest, DUS MBS offer lower-spread volatility relative to many comparable products, stable cash flows that are easy to model, superior call protection, and liquidity enhanced by the large number of dealers engaged in market making.

Fannie Mae has been under Federal Housing Finance Agency conservatorship since Sept. 6, 2008.

We also have entered into a senior preferred stock purchase agreement with the U.S. Department of the Treasury pursuant to which Treasury has committed to provide funding to us under specified circumstances.

More information regarding the conservatorship and our agreement with Treasury is provided in our most recent Form 10-K, and may be supplemented by information in any subsequent Form 10-Qs, which are available under "SEC Filings."

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