News & Commentaries

U.S. Federal Housing (FHFA) Announces Conforming Loan Limit Values for 2026 
Today, the U.S. Federal Housing (FHFA) issued the baseline ("general") and high-cost area conforming loan limit values that will apply to conventional loans to be acquired by Fannie Mae in 2026.

Fannie Mae Updates Single-Family MBS Prospectus Effective December 1, 2025
Single-Family MBS investors are advised to review the document in its entirety.

Fannie Mae to Enhance its Credit Risk Transfer Disclosures
Fannie Mae will enhance its credit risk transfer disclosures to provide additional data to increase transparency and to further align with Single-Family Mortgage-Backed Securities disclosures.

Reminder: Disclosure Enhancements to Support VantageScore 4.0
As previously announced, effective November 17, 2025, Fannie Mae will enhance our PoolTalk® disclosure and corresponding files.

Fannie Mae Publishes 2026 Holiday Calendar and Disclosure Publication Schedule
Fannie Mae announces holiday and disclosure publication schedule for 2026.

Commentaries & Publications

Mission Index Focuses Help Where It's Needed
Fannie Mae's and Freddie Mac's Mission Index disclosures provide insights into mission-oriented lending activities underlying our Single-Family mortgage-backed securities (MBS) — helping meet specific portfolio needs and informing investment strategy.

Mission in Focus
While supporting mortgage lenders and investors, we are also focused on addressing housing challenges that consumers face – including those that disproportionately burden lower- and moderate-income borrowers and renters.

Fannie Mae Publishes Working Paper on Low Balance Lending Economics
Fannie Mae's Economics and Strategic Research and Single-Family Capital Markets teams published a working paper introducing a new methodology that estimates and decomposes lender revenue for Fannie Mae guaranteed loans.

A Look Back: 10 Years of Credit Risk Transfer
Thanks to the dedication and support from our investor, reinsurer, and broker-dealer partners, together we've built a broad and liquid market for U.S. mortgage credit.