News & Commentaries

Fannie Mae Announces Temporary HomeReady Credit Extension
Fannie Mae published an update to Lender Letter LL-2024-01, HomeReady Product Enhancement, extending the $2,500 loan-level price adjustment credit for very low-income purchase first-time homebuyers for an additional year.

Federal Housing Finance Agency (FHFA) Announces Conforming Loan Limit Values for 2025
The new limits are effective for whole loans delivered, and mortgage loans delivered into MBS with pool issue dates on or after January 1, 2025.

Fannie Mae Updates Multifamily Master MBS Trust Agreements Effective December 1, 2024
Fannie Mae has revised and amended its outstanding Multifamily MBS Master Trust Agreements and Indentures, which will take effect on December 1, 2024.

Fannie Mae Announces Desktop Underwriter Version 12.0
Enhancements reflect Fannie Mae's ongoing commitment to managing mortgage credit risk and being a reliable source of mortgage financing for the U.S. housing system.

Fannie Mae Announces 2025 Benchmark Securities Issuance Calendar
The 2025 Benchmark Securities Calendar identifies at least one calendar day per month for a Fannie Mae Benchmark Notes® announcement.

Commentaries & Publications

Mission Index Focuses Help Where It's Needed
Fannie Mae's and Freddie Mac's Mission Index disclosures provide insights into mission-oriented lending activities underlying our Single-Family mortgage-backed securities (MBS) — helping meet specific portfolio needs and informing investment strategy.

Mission in Focus
While supporting mortgage lenders and investors, we are also focused on addressing housing challenges that consumers face – including those that disproportionately burden lower- and moderate-income borrowers and renters.

Fannie Mae Publishes Working Paper on Low Balance Lending Economics
Fannie Mae's Economics and Strategic Research and Single-Family Capital Markets teams published a working paper introducing a new methodology that estimates and decomposes lender revenue for Fannie Mae guaranteed loans.

A Look Back: 10 Years of Credit Risk Transfer
Thanks to the dedication and support from our investor, reinsurer, and broker-dealer partners, together we've built a broad and liquid market for U.S. mortgage credit.