Federal Housing Finance Agency (FHFA) issues increased maximum loan limits for 2018

November 28, 2017


The Federal Housing Finance Agency (FHFA) has issued the maximum loan limits that will apply to most conventional loans to be acquired by Fannie Mae in 2018. The new limits are effective for whole loans delivered, and mortgage loans delivered into MBS with pool issue dates, on or after January 1, 2018. Loan limits apply to the original loan amount of the mortgage loan, not to its balance at the time of purchase by Fannie Mae.

Higher loan limits may apply to conventional loans originated in certain "high-cost" areas between July 1, 2007 and September 30, 2011.

Please see Fannie Mae Lender Letter LL-2017-10 for more information.

For questions, market participants may contact the Fannie Mae Fixed-Income Investor Helpline at 1-800-2FANNIE or by e-mail.