Federal Housing Finance Agency (FHFA) increases loan limits for 2019

The Federal Housing Finance Agency (FHFA) has set the 2019 loan limits for conventional loans acquired by Fannie Mae. The new limits are effective for whole loans and mortgage loans delivered into MBS with pool issue dates, on or after January 1, 2019. Loan limits apply to the original loan amount of the mortgage loan, not to its balance at the time of purchase by Fannie Mae.

The high-cost area loan limits are established for each county (or equivalent) and are published on Fannie Mae’s website and on FHFA’s website.

Please see Fannie Mae Lender Letter LL-2018-05 for more information. 

For questions, market participants may contact the Fannie Mae Fixed-Income Investor Helpline at 1-800-FANNIE or by e-mail.